Use this step by step explanation to craft a good employee performance feedback review for a credit risk manager. Find the right words with quality phrases.

A Credit Risk Manager is responsible for protecting the business from credit losses by reviewing and assessing the financial history of the company to determine if they are a good candidate for a loan. This position determines the risk of default to the lender, not with a simple yes or no but with an analysis that may lead to a more detailed report.

More job responsibilities include - credit risk reporting on deviations from the set limits and also concentrating on counterparty ratings, exposures, and concentrations, monitoring both expected and unexpected losses as well as reviewing positions, interacting and understanding the risk compliance measures being implemented and ensuring the standards are set, setting limits.

Employee Performance Review Sample

Employee's Name: Title:
Review Period: __/__/__ to __/__/__ Employee SSN:
Work Location: Supervisor's Name:

Instructions

  1. Rating: Rate the employee against the core skills based on how well he/she demonstrates each skill. Give scores 1, 2, or 3 for each rating depending on the employee's performance.
  2. Comments: Use this area to give examples of employee's performance phrases. The phrases should describe how well an employee has performed on previously set goals based on the given core skill.
  3. Summary: Use this section to give a summary of the employee's strengths and areas for improvement or development. Recommend a step increase for an employee who has met the expectations and performance improvement plans for one who doesn't meet expectations.
  4. Human Resources Review: Human resources manager must examine and indicate whether he/she concurs with the evaluation and comments. If the manager agrees, then he/she must sign the evaluation form. If he/she doesn't concur, then he/she must provide reasons explaining why this is so.
  5. Signatures: Sign the evaluation form and give it to the employee to go through and answer the Self Evaluation Questions. Ask him/her to sign and date the evaluation form before giving it back to the human resources for filing.

Rating Meaning

The employee fails to perform the most important aspects of the job satisfactorily. Requires close guidance to carry out routine jobs. He/she needs significant improvement in all areas. Meetings should be held between the employee and the supervisor to discuss performance deficiencies.

1

Employee routinely meets and exceeds expectations in all areas of responsibility. Produces high-quality work that at times exceeds expectations. Consistently meets the most critical annual goals. Occasionally produces timely and accurate results.

2

The employee consistently and significantly exceeds the communicated expectations by producing exceptionally high-quality work. He/she demonstrates exceptional knowledge of his/her duties and is highly recognized by others as an authority in his/her area of work.

3

Supervisor's Feedback

Skill

Comments

Rating

JUDGMENT SKILLS: Judgment is the ability to make a decision or form an opinion wisely especially in matters affecting action, good sense and discretion.

Considers the best interests of all parties, in situations where the facts or evidence is not clear-cut or widely agreed, when making a decision

Regularly surveys customers in order to evaluate the general impact of a change in pricing policy

3

KNOWLEDGE OF COMPANY PROCESSES: Knowledge of Company Processes is the in-depth understanding of a collection of related, structured activities that serve a particular goal for a group of customers or clients who are valuable to the enterprise.

Works not only with own workgroups but also with groups and teams across and outside the company in order to share ideas that would benefit the company

Is able to restrain negative actions and keep own actions under control when facing a difficult situation or working under pressure

3

TEAM BUILDING: Team Building represents various types of activities used to enhance social relations and define roles within the different teams at the workplace.

Always willing to coach others and is available to demonstrate learning to the team

Encourages and motivates the right behavior when providing all with feedback

3

MANAGEMENT SKILLS: Management Skills are also known as leadership skills and involve planning, decision making, delegation, time management and time management to ensure optimum organization in focus and the technical of how and why of accomplishing tasks.

Organizes, guides, give directions and feedback to the subordinates and colleagues

Envisions the action plans and brings all the staff on board

2

PERSONAL GROWTH: Personal Growth is the improvement of one's awareness, identity, developing talents and potential to facilitate the growth of oneself and the position they handle at the workplace.

Always sets personal goals and ensures completion and accomplishment within the set deadlines

Demonstrates high initiative and energy in pursuing the set goals

3

ADAPTABILITY: Adaptability is the ability to cope with and adapt to unexpected situations in any environment and staying connected with a great attitude.

Thinks quickly to respond to a sudden change in information and draws conclusion from it

Not frightened to improvise. Can comfortably move into action without a plan and plan on-the-go

3

MONITORING OTHERS: Monitoring others is tracking employee activities monitor the worker engagement with the workplace-related tasks.

Avoids looking at a person up and down so that they don't notice that something is up

Pays attention to how a person looks after having a conversation in order to get a baseline reading of the person

3

PERSONAL RELATIONSHIPS: Personal Relationships is the relationship between individuals who have or have had a continuing relationship of any nature either professional or informal.

Demonstrates to colleagues that one is listening carefully by paraphrasing what they have said and asking follow-up questions

Copes with conflicts by listening actively and making sure to address the situation only after both parties have had a chance to calm down

3

SEEING POTENTIAL PROBLEMS: Seeing Potential Problems is the ability to structure the current situations and identify developments that could cause problems in the future.

Checks to identify the potential root cause of the problem and deals with it before it causes the problem

Creates realistic projects deadlines and milestones in order to stay on track and avoid missing deadlines

3

FINANCIAL MANAGEMENT: Financial Management is the skill of learning how to handle accounting, finance, and organizational management through providing daily data on the operations that take place every day.

Keeps track of all the company's expenses in order to fine-tune where the company's money goes

Makes sure taxes are paid as promptly as possible to avoid penalties from late payments

3

Self Evaluation

Self Evaluation Question

Employee Comments

JUDGMENT SKILLS:

Describe a time when you have had to think on your feet in order to extricate yourself from a difficult situation. What was the outcome

Is there a time when you have made a terrible mistake due to poor judgment? What was the mistake? How was it fixed?

[employee comments]
KNOWLEDGE OF COMPANY PROCESSES:

How do you manage a project plan, set timelines and milestones, and involve team members in order to deliver on time?

What have you done to help improve your knowledge of your company's processes? How has this helped you and your colleagues?

[employee comments]
TEAM BUILDING:

Should you take a more active role and contribute more to your future teamwork?

Do you offer good group work and successful management equally to everyone or do you show favoritism?

[employee comments]
MANAGEMENT SKILLS:

What role have you played in your team and their success?

Do you always have the necessary support to your staff?

[employee comments]
PERSONAL GROWTH:

Do you consider the requirements carefully before handling any task?

What changes do you need to inject in your personal goals to make you better?

[employee comments]
ADAPTABILITY:

What is the biggest change you have dealt with and how did you cope with it?

When have you been forced to attend to an emergency in an unusual way and what was the outcome?

[employee comments]
MONITORING OTHERS:

What techniques have you used to monitor employees? Describe how monitoring others have helped improve your company's productivity

Is there a time when you have had changes in monitoring policy? What have you done to make sure that employees are aware of changes in the monitoring policy?

[employee comments]
PERSONAL RELATIONSHIPS:

How do you establish rapport with other employees? What are some of the things that you have done to gain their confidence?

How do you make sure to keep the existing relationships with other employees and customers strong every single day?

[employee comments]
SEEING POTENTIAL PROBLEMS:

Describe a solution that was implemented primarily due to your ability to see potential problems. What was the problem?

What are some of the project management tools, if any, that you have used to determine the future of your project?

[employee comments]
FINANCIAL MANAGEMENT:

Which is one of the best deals you have ever negotiated with a vendor? How did the company benefit from this?

What factors do you consider when making a major purchasing decision? Give an example of the last time this happened

[employee comments]

Summary

Sections 1-4: To be completed by the supervisor

Section 5: To be completed by the employee

1. Exceeds Job Related Expectations

2. Areas to improve

3. Goals completed since last performance feedback

4. Goals for next period

5. Employee comments

Signatures

I acknowledge that I discussed this performance feedback with my supervisor. My signature does not mean that I agree or disagree with this appraisal.
Employee: Date:
Supervisor: Date:
Human Resources: Date:

Related Articles