Find out the top 10 core skills you need to master as a casualty claims representative and what hard skills you need to know to succeed in this job.

A casualty claims representative works for insurance companies, and they are obligated with the primary responsibility of investigating claims by customers who have suffered personal injury or damage to vehicles and other properties covered by the insurance. He/she evaluates the damage done and calculates the amount of compensation the customer has to be paid.

Besides that, they also get to handle the following related tasks; ensuring that all claims are genuine, track, record and follow up on any fraudulent claim actions, maintain claim files, prepare claim reports for data processing and subsequent presentation and report any claim irregularities that might occur.

Core Skills Required to be a Casualty Claims Representative

Core skills describe a set of non-technical abilities, knowledge, and understanding that form the basis for successful participation in the workplace. Core skills enable employees to efficiently and professionally navigate the world of work and interact with others, as well as adapt and think critically to solve problems.

Core skills are often tagged onto job descriptions to find or attract employees with specific essential core values that enable the company to remain competitive, build relationships, and improve productivity.

A casualty claims representative should master the following 10 core skills to fulfill her job properly.

Organized Workplace:

Organized Workplace is a vital characteristic that helps the business to thrive for long term due to the sense of structure and order which efficiently promotes the team spirit.

A Casualty Claims Representative must be organized in the general organizing, planning, communication, time management, scheduling, coordinating resources and meeting deadlines to support the staff in being well structured and run the company successfully.

Negotiation Skills:

Negotiation Skills are a deliberative process by which people settle their differences through an acceptable agreement to both parties to co-exist without argument and dispute in the workplace.

A Casualty Claims Representative must learn to resolve any disputes that arise in the workplace using the principles of fairness, seeking mutual benefit and maintaining a cordial relationship that builds a success at the workplace.

Knowledge of Job:

Knowledge of Job is essential to every employee who needs to have a clear understanding of how their jobs fit into the overall organization to eliminate carelessness and laxity.

A Casualty Claims Representative must be able to evaluate this criterion when selecting an employee and know the common descriptions of a person with either right or inadequate knowledge of the job early enough to either keep them or let them go.

Delegation:

Delegation is assigning responsibility or authority to another person a junior or subordinate to carry out specific activities while remaining accountable for the outcome.

A Casualty Claims Representative must be equipped with skills on how to make the delegation work correctly to save the organization time and money and to allow the subordinate make wise decisions, skills, and motivation to become better and grow the company.

Strategic Planning:

Strategic Planning is organizational management activity that is used to set priorities, focus energy and resources, strengthen operations while guaranteeing that employees and other stakeholders are working towards common goals.

A Casualty Claims Representative should be liable to develop the systematic tools to be used in the organization's processes that coordinate and align resources and actions with the mission, vision, and strategy throughout the organization.

Empathy:

Empathy is the understanding of another person's condition from their perspective by placing yourself in their shoes and feeling what they are feeling.

A Casualty Claims Representative ought to practice empathy with his staff by learning to be a good listener and understanding what his employees are going through and choosing to feel it with them through the use of imagination and accommodate them.

Evaluating Others:

Evaluating others is the capacity to see the individuality in others and recognize a person's unique point of view.

A Casualty Claims Representative must master the skills of evaluating others to help his staff members to identify their talents and match those talents to the proper job without trying to judge them by their actions that can create a misinterpretation of who they are.

Using Common Sense:

Using Common Sense is the ability to see what is missing in a situation or a project and supplying it without necessarily being assigned or asked to do it.

A Casualty Claims Representative needs to creatively train his employees always to see the missing element that is typically crucial in any workplace or project and take the opportunity to do business out of it.

Meeting Management:

Meeting Management is the skill to know and understands the reason why an official meeting should be held and who should attend.

A Casualty Claims Representative must learn how to properly organize and conduct meetings to contribute to organizational effectiveness by determining situations that require a meeting, understanding types of meetings, planning the meeting, running the meeting to the close and managing people after the meeting.

Writing Reports and Proposals:

Writing Reports and Proposals is the ability to record business reports and plans for the company or project following the policies and procedures of the company.

A Casualty Claims Representative should, therefore, emphasize the need and accuracy of these reports and plans to ensure they are delivered promptly, and the details within are accurate adhering to the company's policies and regulations without compromise.

Hard Skills Required to be a Casualty Claims Representative

Hard skills are job-specific skill sets, or expertise, that are teachable and whose presence can be tested through exams. While core skills are more difficult to quantify and less tangible, hard skills are quantifiable and more defined.

Hard skills are usually listed on an applicant's resume to help recruiters know the applicant's qualifications for the applied position. A recruiter, therefore, needs to review the applicant's resume and education to find out if he/she has the knowledge necessary to get the job done.

A casualty claims representative should have a good command of the following hard skills to succeed in her job.

Casualty Claims Representative: Hard skills list

Accident Investigator
Accounting (Accounting Software)
Adjuster
Adjustment Clerk
Administrative
Analyzing Data or Information
Appraiser
Arson Investigator
Auto Claims Adjuster
Benefit Authorizer
Bodily Injury Adjuster
Building Appraiser
Business
Catastrophe Claims
Claim Adjuster
Claim Agent
Claim Approver
Claim Examiner
Claim Inspector
Claim Investigator
Claim Processor
Claim Representative
Claim Specialist
Claims Adjuster
Claims Adjustor
Claims Analyst
Claims Examiner
Claims Service Adjustor
Claims Specialist
Claims Software
Clerical
Clerical Adjuster
Compensation Adjuster
Computers
Communication
Cost and Benefits
Customer and Personal Service
Deductive Reasoning
Designing Forms
Disability Examiner
Disability Specialist
Documenting
Document management
Estimator
Evaluating information
Examiner
FDA Health Regulations
Field Adjuster
Field Liability Generalist
Finance
Financial Analysis
Fire Adjuster
General Adjuster
General Mathematics
Health Claims Examiner
Identifying Information
Independent Insurance Adjuster
Inductive Reasoning
Inspector
Interpersonal
Interrogation
Insurance Adjuster
Insurance Appraiser
Insurance Claims Adjuster
Insurance Inspector
Interviewing
Investigative
Job Estimator
Law and Government
Litigation Claim Representative
Negotiating
Management of Financial Resources
Material Damage Adjuster
Medical Claims Analyst
Medical Claims Examiner
Medical Claims Specialist
MS Excel
Multi-line Claims Adjuster
Processing Information
Property Adjuster
Property Claims Adjuster
Recording Information
Reporting
Research (detail and substantiate each aspect of the claim and other)
Residential Insurance Inspector
Resource Allocation
Salvage Determiner
Statistical Analysis
Technical and Functional Expertise
Technology
Time Management
Verbal Communication
Written Communication
Writing
Word Processor
Workers Compensation Claims Adjuster

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